Georgia-first capital for real estate operators

Over 100 flips taught me what a capital partner should feel like.

I have spent years raising capital, closing deals, managing renovations, and building an Atlanta portfolio. Now I am opening those relationships to a select group of Georgia operators.

Check your capital fit →Explore the Operator 10 →

0+Completed flips

~0Atlanta units

MillionsRaised in private capital

GeorgiaFirst · operator-led

Your preliminary Capital Snapshot

What are you working on?

Answer a few questions and see which capital path may fit your project. No account, no contact details, no document uploads.

What type of project is it?

Question 1 of 3 · quick preview

Deal memoPreliminary

ProjectPending

LocationPending

Track recordPending

Capital pathReads after 3 answers

A preliminary read, not an approval or an offer. Full review happens on the complete file.

The desk is named after where the work happens.

Brittany BellFounder · Atlanta, GA

The operator behind the desk

I have sat on your side of the closing table.

Lender calls at the eleventh hour, title surprises, renovation budgets meeting reality, markets turning mid-project. I have operated through all of it, more than a hundred times. That is the experience reviewing your file, so the questions you get are the ones that actually matter to the deal.

2021Bell Acquisitions founded in Atlanta

100+Fix-and-flips completed as the operator

~140Units built into the Atlanta portfolio

MillionsRaised across private capital relationships

TodayThose relationships, opened to Georgia operators

You are not applying to another faceless lender. You are starting a capital relationship with an operator who knows what it takes to execute.

Capital options

The capital should fit the operator and the deal.

Experienced Georgia operators with three or more verified exits, clear numbers, and a real exit strategy. Built to get faster with every completed project.

Fix-and-flip purchase and renovation
Georgia projects prioritized
Qualified Georgia transactions may move as soon as title clears
Repeat submissions get streamlined

Explore Operator Pro →

Potential leverageProgram terms

Up to 100% of eligible total project cost

Includes eligible purchase and renovation costs. Not a guarantee; final leverage depends on the full review of each file. Disclosures.

Newer operators and more complicated credit profiles with a strong project. A development lane, with dignity, that builds toward the full-leverage lane.

First and second projects
Strong deals with thinner files
Credit challenges worked through structure
More guidance through the process

Explore Operator Launch →

Potential leverageProgram terms

Up to 90% of eligible purchase price plus up to 100% of eligible renovation costs

Not a guarantee; final financing depends on the full review of each file. Disclosures.

Operators with real estate equity that should be working: credit lines, gap capital, cross-collateral structures, and lower cash to close on strong projects.

Real-estate-backed lines of credit
Gap and portfolio capital
Cross-collateralized acquisitions
Reducing cash required at closing

Explore EquityFlex →

Potential leverageProgram terms

Leverage based on your available equity, up to 70% combined loan-to-value

Structures are reviewed and shaped case by case. Certain lien structures are subject to legal and capital-source approval. Disclosures.

Out-of-state projects, DSCR, large multifamily and commercial files, reviewed through private and institutional capital relationships built over years of operating.

Projects outside Georgia
Rental and DSCR financing
Large multifamily and specialized commercial
Partner capital relationships

Explore Capital Connect Network →

Potential leverageProgram terms

Approximately $100,000 to $100 million through direct and partner capital relationships

Direct capacity runs to approximately $3 million. When a partner funds a transaction, that partner is the lender of record and their terms apply. Disclosures.

The launch campaign · The Operator 10

I am not looking for 1,000 borrowers. I am looking for 10 operators I can fund repeatedly.

Going into Q4, I am identifying approximately 10 reliable Georgia operators who consistently find deals, understand their numbers, and finish what they start. Priority review, direct access, and a process that gets faster with every completed project.

Now reviewing Georgia operators

Put your name on the Desk →See what we are looking for →

How the relationship works

Three steps, and the third one compounds.

Tell us what you are working on

Complete the Capital Snapshot. Eight questions, about a minute, no account and no document uploads.

We identify the capital path

Your project may fit Operator Pro, Operator Launch, EquityFlex, or Capital Connect Network. You see the preliminary fit immediately.

Build a repeatable relationship

After the first completed transaction, submissions get faster: saved documents, saved track record, conversations that start from trust.

See the full process →

From the underwriting desk

What files on this desk look like.

Illustrative file 01Example only

Experienced Georgia operator

Completed exitsThree or more

Purchase$250,000

Renovation$75,000

Total project cost$325,000

Potential Operator Pro fit

Illustrative file 02Example only

Newer operator

Completed exitsFirst or second project

Purchase$220,000

Renovation$60,000

Total project cost$280,000

Potential Operator Launch fit

Illustrative file 03Example only

Portfolio owner

CollateralMultiple properties with equity

NeedAcquisition line of credit

StructureCross-collateral or LOC

Potential EquityFlex fit

Illustrative file 04Example only

Out-of-state commercial

LocationOutside Georgia

ProfileLarger or specialized transaction

RoutePartner capital relationships

Potential Capital Connect Network fit

Illustrative scenarios only, not offers, quotes, or actual transactions. Every file is subject to underwriting, valuation, title review, documentation, and available capital. See disclosures.

Capital Connect Network

Some deals require more than one capital source.

Capital Connect Network brings together relationships developed through Bell Acquisitions, Doorbells, private investors, family offices, lending partners, and the Capital Conversations community. When your project needs a different desk, we walk it there ourselves.

How the Network reviews a file →

For referral partners

Your client found the deal. Let’s help them keep it moving.

When a traditional lender cannot move fast enough or a file needs a more flexible structure, send it to the desk. Your client gets a straight answer quickly, and you look like the person who knew where the capital was.

Become a Capital Desk partner →

Wholesalers
Investor-focused agents
Closing attorneys
Title companies
Contractors
Property managers
Commercial brokers
Other lenders

The next step

Have a deal on your desk?

Tell us what you are working on. We will help identify the capital path that may fit.

Start my Capital Snapshot →See how the process works →

A Capital Snapshot is a preliminary read, not an approval, a denial, or a commitment to lend. All financing is subject to underwriting, valuation, title review, documentation, and available capital.