The Capital DeskCheck your fit
Program three · The Capital Desk

EquityFlex.

Available equity in real estate you already own may create options: a line of credit, a larger advance, a lower cash requirement at closing, or a cross-collateralized structure that gets a strong project done.

Potential leverageProgram terms
Leverage based on your available real estate equity, up to 70% combined loan-to-value.

Not a guarantee. Structures are reviewed and shaped case by case after the full review below.

Where EquityFlex fits

  • Real-estate-backed line of credit
  • Gap capital or working capital secured by real estate
  • Cross-collateralized acquisitions
  • Reducing cash required at closing
  • Portfolio leverage and commercial value-add projects

The review looks at

  • Property values and existing debt
  • Available equity and combined loan-to-value
  • The proposed collateral pool and total exposure
  • Exit strategy and documentation
  • Available capital and final underwriting approval

Structure follows the deal

First-position loans, bridge structures, and cross-collateralized files are evaluated against the specific project. Certain lien structures are subject to legal and capital-source approval before they can be offered.

Start with a Capital Snapshot.

Eight questions, about a minute, no account and no long application. You see your preliminary program fit immediately.

Check my potential fit